Motorcycle Insurance Quotes

On some policy forms, injury to a passenger riding on the motorcycle is not covered under the bodily injury and property damage liability coverage. In those cases, the carrier may offer as a separate coverage, Guest Passenger Liability which would cover injury to a passenger in an accident which was the fault of the operator of the motor cycle the passenger was riding.

This provides coverage for the operator and passenger(s) of a motorcycle when injured in an accident which is the fault of someone that carries no insurance. It covers bodily injury and may cover property damage depending on the state. Underinsured motorist coverage provides additional coverage on top of the injured parties' liability coverage in the event the injuries cost exceeds their limit of coverage and the limit for the underinsured motorist coverage is higher than their bodily injury liability limit.

Custom motorcycle parts and equipment added after manufacture of vehicle and not of the type provided by the manufacturer, such as customized sound systems or customized wheels, require additional coverage. These items are usually excluded or limited in coverage in the unendorsed policy. Some carriers allow an insured to purchase additional coverage for these items.